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Technology Strategies Archive

USAA Rolls Out Innovative Conversational AI Solution

Going beyond a rules-based voice or chatbot solution, USAA partners with Clinc and their artificial intelligence voice-first platform.

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Evolving For Symbiosis: Rethinking The Bank-Fintech Puzzle

To work with fintechs, financial institutions need to offer plug-and-play services and a new approach to partnership.

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Advanced Analytics And The Future of Digital Lending

Succeeding as a digital lender goes beyond a great loan app to include a complete transformation of the lending process internally.

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Artificial Intelligence + Message Chatbots = The Future of Banking?

With the adoption of artificial intelligence and automated chatbots skyrocketing, banks and credit unions must get on top of this trend.

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Fintech Use Reaching Mass Adoption Among Digital Consumers

The adoption of alternative fintech banking solutions is expanding globally, with payments and money transfer services being the most used.

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Is The Cost Of The Tech Revolution Too Steep For Banking Providers?

With each technological advance, are banks and credit unions pushing the people they are trying to connect with further and further away?

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5 Reasons Why Consolidation of Fintech Ecosystem May Be Inevitable

The pressure to reduce costs and improve digital delivery of banking services is creating a marketplace where consolidation may be inevitable

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The Future of Banking Depends On Open Banking APIs

An open banking model, APIs and fintech partnerships provide unequaled opportunities for the survival of traditional banks.

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Will Augmented and Virtual Reality Replace the Bank Branch?

With advances in data analysis and digital technologies, do bank branches have advantages over artificial realities such as virtual, augmented and mixed reality?

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Left till here away at to whom past

SoFi, one of the fastest growing fintech challenger banks, is expanding into checking accounts and wealth management services.

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Banks & Credit Unions Must Join The Marketing Technology Revolution

If traditional financial institutions don't figure out how to leverage new martech tools, digitally-savvy neobanks will leave them in the dust.

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Banking Must Move From Mobile-First to AI-First

Combine artificial intelligence (AI) with big data, advanced analytics and digital technology to deliver an enhanced banking customer experience.

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What is Blockchain… And Why Should I Care?

Blockchain will eventually impact retail banking, improving identity and risk management while enhancing the customer experience.

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Cardless ATMs Going Mainstream

The days of making cash withdrawals with ATM cards are numbered, as consumers and financial institutions alike increasingly embrace access via mobile phones.

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5 Requirements to Position Banking Organizations for Growth

New business models, advanced digital technology and strategic partnerships will provide banks the foundation for future growth.

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Can Challenger Fintech Banks Achieve Scale?

Challenger fintech banks will need to achieve scale to maximize both the cost- and feature advantages they have over legacy banking organizations.

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Report Analyzing Fintech Players Sparks Heated Controversy

An analysis of the players and strategies in the fintech battlefield ignited a massive debate, pouring fuel on an already controversial fire.

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API Innovation Coming From Inside and Outside Banking

The future winners and losers in financial services will be determined by digital innovations linked to open banking APIs.

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Banking Options Narrow: Partner or Acquire Fintech Firms

To jump start innovation, banking providers are increasingly collaborating with fintech firms, investing in them or outright acquiring them.

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